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Showing posts from December, 2021

Why Do I Need Health Insurance if I Already Have EPS?

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This is a question that many people ask themselves and it is that by having an EPS it is believed that health is covered.  But the reality is different,  medical procedures through POS, that is, EPS, are slower  and this in serious health cases can be a great inconvenience.  Today, we want to tell you some reasons why you should think about a Voluntary Health Plan to complement the services offered by your EPS. What is an EPS? According to  Fasecolda , "the General System of Social Security in Health (SGSSS) is a mandatory public service, which is guaranteed to all inhabitants, being an inalienable right".  And in order to use the services, the person must be affiliated with the Mandatory Health Plan (POS) through the Health Promotion Companies (EPS).  Those who participate in the management of the health risk of the system, affirms  Fasecolda . In other words, the EPS are in charge of providing health services such as:  Health promotion and ...

Learn About the Types of Health Insurance

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Having health insurance is a wise decision, as it translates into an  investment for your peace of mind and well-being, and that of your family.  There are different alternatives to choose from;  in terms of  coverage and costs.  In this opportunity, we will tell you  what health insurance is, its benefits and what are the types of health insurance. Health insurance  is a contract that is acquired through an insurer.  This is done voluntarily and in addition to the Mandatory Health Plan (POS), that is, it complements what your EPS offers you.    It has a value according to the type of insurance chosen and the plan;  the services provided depend entirely on the entity with which the insurance is contracted. Health Insurance Benefits Health insurance, in general, offers many benefits, some are: Attention with the best medical specialists directly (without the need for a prior appointment with a general practitioner). Access to the bes...

Turning 26: Your Guide to Health Insurance

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M any young people choose to stay on their parent's health insurance for as long as possible and for good reason.  The landmark health law, also known as Obamacare, allows young adults to stay on their parents' health plan until they turn 26, no matter what happens. Married?  Is studying?  Don't you live with your parents?  Doesn't it depend on  financial  support  from your parents?  Are you eligible to enroll in an employer's health insurance plan?  Even if you identify with any or all of these circumstances, you can still have insurance through your parents' coverage.  For those whose 26th birthday is approaching, understanding the world of health insurance can be a new challenge.  However, signing up for coverage can be easier than it sounds.  Here's what to know to get ready to start shopping for a new health insurance plan. Do I Lose Health Insurance when I Turn 26? The exact time a person loses coverage from their parent...

Types of Private Health Insurance

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There is a great variety of Medical Insurance in our country.  These are intended to cover expenses as a result of an illness or accident. This variety of insurance and financial supports offers multiple alternatives of choice for you to protect yourself. Here we list the most frequent types of coverage: Personal accidents Pregnant Health Insurance and Medical Expenses Older adults Kids Foreign For Traveler Here we will tell you more about them: Personal Accident Medical Insurance These plans base their coverage on protection resulting from an accident.  They can include hospitalization costs, interventions, rehabilitation as well as compensation in case of suffering some type of disability, invalidity, or death itself.  Some companies have "enriched" this coverage by covering burial expenses, telephone counseling, loss of members, among others.  Its price is usually very attractive compared to an insurance policy for Major Medical Expenses or Health. Medical Insuran...

Differences Between the Group and Individual Policy

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Do you know the types of insurance policy that exist for your car?  Are you hesitating between taking the group policy that your company offered you or quoting an individual policy?  When you choose your insurance, it is important that you have a clear picture.  For this reason, we explain the differences between the two so that you can make the best decision. Policy Types: Collective and Individual In the country, there are two types of vehicle policy: collective and individual.  The differences are easy to spot, we share them with you: Collective Policy They are group The collective policy covers two or more cars with the same conditions, under the same policyholder (who represents as a payment figure before the insurer).  With this insurance,  you do not have the possibility to choose the conditions  (protection and assistance) according to your tastes and needs.  These policies are usually offered by dealers, banks, and large companies in the ...